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International health insurers we compare

IPMIEMEA ranks the whole international private medical insurance market for you. Here are the insurers we compare: pick one to read its guide, or let Nomi rank them all on price in about a minute.

How we publish insurer reviews. A dedicated page is published only when there is enough current, primary-source material to explain the product usefully. We do not fill evidence gaps with estimates: network counts, hospital relationships, claims processes and approval times are included only when the insurer or another verifiable primary source publishes them. A service target is not presented as an average.

Cigna

Silver, Gold, Platinum and Close Care, with a deductible, cost share and out-of-pocket cap to tune the premium. Read for Gulf and Europe residents.

Allianz

Care Base, Enhanced and Signature with matching modules, a real choice of underwriting basis, and strict pre-authorisation rules. Read for EMEA residents.

IMG Global (GPMI)

IMG Global

Five tiers from Bronze to Platinum, dental and maternity as optional add-ons, and underwriting routes from moratorium to group MHD. Read for EMEA residents.

Bupa Global

Major Medical to Ultimate, sterling limits, three area options including one that excludes Europe, and long maternity waits. Read for EMEA residents.

AXA Global Healthcare

AXA

Foundation to Prestige Plus, outpatient and dental upgrades, a per-person excess and the USA in or out. What AXA publishes, read for EMEA residents.

Now Health WorldCare

Now Health

Essential, Advance, Excel and Apex with high maximums, deductible and co-insurance levers, FMU-only underwriting and named carriers in the UAE and Europe.

Now Health SimpleCare

Now Health

CORE, SimpleCare 100 and SimpleCare 250: hospital-only to outpatient and dental, regional or worldwide excluding USA, with deductibles and digital servicing.

APRIL International

APRIL

Explore to Elite in euros or dollars, hospitalisation and evacuation in every level, optional outpatient and a chosen list of covered countries.

VUMI

Absolute VIP to Prime VIP: core and specialty plans with annual or lifetime maxima, plan-specific deductibles and USA network conditions. Read for EMEA.

Optimum Global

Gem plan benefit guides in USD, GBP and EUR, inpatient and outpatient options, moratorium and CPME routes, and a Guernsey issuer with AXA PPP reinsurance.

IPH

Core, Advance and Deluxe in USD or GBP: full-refund hospital and cancer cover on every level, outpatient from Advance, rising hospice and nursing limits.

XN Global

Base to Apex in USD or EUR with identical limits, full-refund hospital cover on every tier, chronic cover from Elevation, underwritten at Lloyd's.

Expatriate Healthcare

Expatriate Healthcare

Primary to Select in USD, EUR or GBP: full-refund hospital and evacuation on every plan, moratorium underwriting with no health questions, Gen Re / Guardrisk.

Nimbl

Core caps of US$250,000 to US$3,000,000 with five deductible choices, optional outpatient, dental and evacuation modules, zones and full medical underwriting.

APRIL

APRIL's UAE-only plan: Essential, Extensive and Elite at US$1m to US$5m, emirate-specific schedules, Maternity Boost and MedNet direct billing.

Popular comparisons

Head-to-head breakdowns to help you decide between the big names.

Cigna vs Allianz Cigna vs IMG Allianz vs IMG

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Insurer names and logos are the property of their respective owners and are shown for identification and comparison purposes only. IPMIEMEA is an independent comparison service and is not endorsed by or affiliated with the insurers listed.